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Why US Banks Are Trying to Turn Themselves Into Super Apps

Odd Lots

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The Rise of Buy Now, Pay Later Financing

This chapter explores the growing trend of Buy Now, Pay Later (BNPL) financing, especially during the pandemic, and its implications for consumer credit. It highlights regulatory challenges, concerns over consumer over-indebtedness, and the evolving landscape of the U.S. banking industry. The discussion also touches on the impact of technology on financial services and the future of stable coins amidst regulatory uncertainties.

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