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Spitballing Retirement Planning in Your 30s - 391

Your Money, Your Wealth

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Are You Taking 4% Out of Your Retirement Account?

The 4% rule does not apply to a 45 year old. It applies to like a 70 year old. If the market turns on him, and he's taking 4% out, it's going to be very hard for him to get caught up. You know, you've got a great pension. Your wife is going to continue to work. You've saved a couple million bucks. Do you need more than that? I'm thinking no based upon how much is being saved.

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