Is There a Proration Prorater Process?

Prorata is just across i r a, specifically yours, not your spouses. Itoullbe just across yours, whether its a traditional i r a a, sep i r a or s e p i r a. And again, it only looks at those balances as of december 30 first of the year in which you do the conversion. If you have access to an employer retirement plan that's not an ir a, there are ways to get around prorata. They can roll in pre tax money from their company 401(k) into other plans. But by law, they cannot take in after tax money for purposes of prorata because this has to be the