How to Get Rid of Life Insurance

The goal of life insurance is to replace your income or to satisfy some need if you were not here to do that any longer once people are depending on you. If you're like a 23, 22, 23 year old single person, no one's depending on you and you haven't reached a substantial net worth place, but you might not actually need life insurance anymore. We have case studies with clients we work with who have a million dollar portfolios and no longer need life insurance. So it is more circumstance dependent than net worth dependent. That'll probably be our get off the train point because we're already self insured at that point.