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the ultimate HECS/HELP debt guide

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How to Calculate Your Indexation Rates

When you do your tax return, imagine a big funnel and it kind of goes down. The ATO just put all the income that you've earned through your tax file number. On one June this year, her debt will increase by $1420 to $21,420. Over the next 12 months, she will have $4,647.50 withheld by her employer. So each year, help debt is decreasing due to the compulsory repayments. There's nothing wrong with paying off debt ever. If you can't pay your rent, if you're behind in your electricity repayment, well, back to the hierarchy and the Maslow's hierarchy of needs,. We've got to be secure

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