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Credit Card Debt
credit cards came before debit cards, cause we had a c h to literally move money around. But when we wanted instant payment, basically these stores or banks would just extend you the credit and then they didn't have to move the money around right away. So that's not great for your cash floes. Also an e enormous consumer like c f p b problem in our country to day,. The consumer financial protection bureau, that this has been wildly abused.