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WCI #349: Is Over Contributing to Your 403(b) Ever a Good Idea?

White Coat Investor Podcast

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Over-Contributing to a 403(b): Balancing Matching Contributions and Contribution Limits

This chapter explores the concept of over contributing to a 403(b) retirement plan and the factors to consider, such as tax implications and matching dollars. The hosts discuss the options of sacrificing a match or paying the penalty for excess contributions, as well as investing in a taxable investment account. They also mention the unethical option of maxing out all 403(b)s and the associated penalties.

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