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You might have heard the word "uncertainty" muttered more than a few times over the last 12 months. Today, we're chatting with an economist brave enough to look uncertainty in the eye and make some predictions for 2026 about the stock market, job market, inflation, and the fate of President Donald Trump's tariffs. And later: Applications for adjustable-rate mortgages have more than doubled over the past year, according to the Mortgage Bankers Association.