Ask Paula: Help! My Bills Are Too High
Afford Anything
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The Target Date Fund Isn't for You, Is It?
I feel like everybody thinks this is so hard, except for 's mam. It still doesn't get more conservative on your time line. Why wouldn't you spend the 15 minutes longer to make it more conservative when you need it to be more conservative? Screw the target date fund. Take the 15 minutes and do it yourself. If you're a finance nerd, target date funds are not for you. But if you want the simple path, i say go at the route that's going to reduce friction. You'd rather walk around them all. Which, by the way, also drives me crazy. I was just in las vegas, and i'm at the forum shops at ca
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