Do you think that the banking tremors are over we're obviously seeing what's happening with First Republic today. I don't know if it's going to be first republic or pack west or anything morgan or a camarica or someone's going to find the good business that exists to make money from silicon valley now do I do? The SBB serves a very important function in Silicon Valley and even if you want to say that all current companies are fine that next generation of companies there's got to be doesn't have to be a bank but it needs banks who'll do business with them. If we end up with just the three or four big banks they're not going to open a

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