10 Rules For Using and Maximizing Credit Cards!
The Personal Finance Podcast
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Keep Your Credit Card Accounts Active
If you have a card with a hundred dollar fee, then you should be close in that card. But if your card does not have a fee, it doesn't hurt you at all to just leave it open so that you can utilize the benefits hat cards history has provided you. Not only will impact your credit history, but also lower your credit utilization rate,. And it can be up to 35 % of your credit score by doing this. There's a bunch of reasons why you don't want to use your debit card, because credit cards provide you so many benefits. If someone uses your physical debit card without your permission, and some one's charging up your card, then all those charges could
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