The great depression was clearly a financial flash point for a lot of people. But you argue that these financial flash points in some way stay with us, sometimes for the rest of our children's lives and our grandchildren's lives as well. And that's what i found to be true in my own experience. I went from, don't trust any financial institutions, be super conservative with your money, to investing in the riskiest possible asset class. You see this quite often in extreme behaviors. For example, if you grew up with an alcoholic parent, some people either become alcoholics themselves or they never touch the stuff.