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Is Future Proofing a Good Idea?
I don't think that there is an inherent problem in either of those two choices. The problem is not understanding the consequences of those choices so that you can make a decision really better to do A or B. I still think there's a lot of systemic risk just because of all of the legacy systems and frankly new systems that are still built today. And now I think a big part of growing up as an industry is to be more disciplined about how we start to build these things going forward.