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Ask HTM - Perpetual Homeowners Insurance, Deflating Your Taxes, & Paying Less for a Living Trust #829

How to Money

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Exploring Perpetual Homeowners Insurance

The chapter delves into the concept of perpetual homeowners insurance, a unique policy with a high upfront deposit but no yearly premiums, offering flexibility and potential refunds. The hosts discuss the benefits, limitations, and the rarity of this type of insurance in specific regions, highlighting the importance of understanding coverage details. They emphasize the significance of keeping insurance policies updated to reflect current costs and offer strategies to manage insurance expenses effectively.

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