Rebank: Fintech Analysis cover image

What VCs and Founders Get Wrong About the Credit Business

Rebank: Fintech Analysis

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Fintech Lending

Lending is a commodity. Once you actually can get the loan off the ground, there's nothing sneaky or proprietary about it. The nature of the business model in lending doesn't lend itself very well to being a break things at all cost type of thing. So that's why you've seen companies like Rocket be structurally exactly the same, maybe not exactly the same.

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