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608 off the plan chaos, should you refinance every 12 months? credit cards for holidays? changing super + more

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Are You Refinancing Every Six Months?

There's a question here from Harrison Scott, pros and cons of refinancing every 12 months. It's just doing your homework and doing your proper due diligence before you get into these things. So we're talking a basic home loan with no offset. And I've got my mortgage broker onto it the moment. But one application every six months can pay definite dividends.

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