New Zealand

E new zealand, no cantitualization for us. I meancompound interest here in new zealand is kind of the same as in australia. So that the magnetic sualization, from a platform speak of, is superannuation key. Yer, the best thing you can do if you're trig to develop a market is go there. But of course, that is leave people out. The biggest difference in our markets a curreculum from a product delivery perspective and then just all the market nuances which are so hard to understand.