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4min chapter
E121: Macro update, Fed hike, CRE debt bubble, Balaji's Bitcoin bet, TikTok's endgame & more
All-In with Chamath, Jason, Sacks & Friedberg
The Cost of Deposits in the US
Freeberg: The modern regulatory view is that when you open a bank account, you shouldn't have to think about the bank's balance sheet. He says it would cost us 18 trillion to basically ensure all the depositors. Freeberg: Is the FDIC fund adequate? And I think we're about to find out. It may be the case that a 1.3% insurance premium grossly understated the true risk of putting your deposit in a bank.
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