I don't think I would have predicted the Silicon Valley bank collapse. But there is a dynamic between not putting everything in one basket and also, you know, to your earlier point,. If you're a business with $10 million in cash, you would need to use 40 different banks to have all of that insured. That's kind of unreasonable for most businesses to do. And clearly, lots of businesses have lots of money in uninsured bank accounts.

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