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416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)

Dev Raga Personal Finance

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Insights on Mortgage Buffers, Market Robustness, and High-Income Home Buyers

Exploring the significance of mortgage buffers in loan applications, comparing buffer systems in Australia and the US, and discussing special considerations for high-income earners like interest rate negotiation and bank policies for larger loans.

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