Borrowing Against Your Portfolio?

At a large wall street, a brokerse firm, they're highly incentivizing their financial advisers to convince the boomers to borrow against their portfolio. They will send you a cheqk or a wire for a quarter million against a two million dollar stock portfolio. That same quarter million 15 years ago, like yu, would have gone to a bank and borrowed it. Now they're just like, sign the paper work, don't take the money out until you need it, but know that it's there and ready. And once you have that established, you're on vacation. You see a vacation home. I think we should do this. Let's call our broker. Not let