Investment Strategies for Diversifying a Concentrated Portfolio

In this episode: inflation, coast FI, early retirement planning, future tax liability, IRA's and 401k's, and diversification.

This week we are rejoined by founder of Measure Twice Money Cody Garrett for another installment of the Mail Bag, where we will be talking through questions from our listeners covering topics ranging from inflation and its implications on your FI number, ACA subsidies and early retirement, as well as the similarities and differences with Roth accounts and future retirement tax liabilities. Listen along while we dip into the listener mailbag this week and discuss topics chosen from YOU the listener!

Cody Garrett:

• Website: measuretwicefinancial.com
• LinkedIn: Cody Garrett

Timestamps:

• 1:02 - Introduction
• 1:35 - Inflation and Your FI Number
• 11:41 - Early Retirement Planning
• 21:55 - Calculating Future Tax Liability
• 30:15 - Distinctions Between IRA and 401k
• 33:37 - Diversification and Tech Stocks
• 44:26 - Conclusion

Resources Mentioned In Today’s Episode:

• The DIY Financial Plan | EP 352
• Find Your Local ChooseFI Group
• Measure Twice Financial Calculator
• See Healthcare Plans and Prices
• Measure Twice Planners Preview: How to Review a Federal Tax Return
• Subscribe to The FI Weekly!

• Top 10 Recommended Travel Rewards Credit Cards
• Empower: Free Dashboard to Track Your Finances
• CIT Bank Platinum Savings Account
• M1 Finance: Commission-Free Investing, 1-click rebalancing
• CashFreely: Maximize Your Cash Back Rewards
• Travel Freely: Track all your rewards cards and points
• Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off)
• Student Loan Planner: Custom Consult (with $100 Discount)