You're doing your employer a favor by pointing out to them that they have a fiduciary responsibility to one of their employees. You go to wyconvestor.com, recommended tab, and we've got four or five people there that specialize in doing studies of what are usually small dental practices. The other thing that will help you do is even if the right plan for that practice is a simple IRA, you're not going to end up with a crappy simple IRA like the one that you have.