Would You Buy Stock in a Regional Bank?

The average cars 13.1 years on the road maybe now it's 13.5 since we started the thesis in May so this is exciting times and this is going to continue. Don't get distracted by the noise want to play a short clip from Bill Rudin who's one of the greatest real estate New York real estate families in the history of the New York City. He said I wouldn't buy regional banks but I would buy a read that's been down 50 60 70% and guess which one you think he would be buying by the way.