Are You a Millennial, or Are You Just Young?

There is some data from economists who do things like go back to the great depression and look at, you know, savings rates. Like roing short through the depression actually can make you more a and miserly for the rest of your lifeo. So with all that's said, let's assume that this generation is more fragile, or i'll put it in your terms, which is, for cultural reasons, lack grit.