Is There More Cash Back With Wyneb?

If you don't have a budget, and you you're not setting money aside for the credit card payment in the way that we are when we use wyneb. Getting that cash back is essentially just reducing the debt you have on the card. But with wyneb, because you set that money aside separately, you're almost converting that, that cash back reward int into actual that you can use. It can a makes it more usable, i think. And one other thing i wanted to mention: We sometimes get people writing in am when somebody else pays down a credit card from outside the budget,. anything like that, that in low ready to assign category works well for that.