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The charges Alec Baldwin faces over the ‘Rust’ shooting

Apple News Today

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Why Californians Don't Have Flood Insurance

FEMA mandates flood insurance for homeowners with federally backed mortgages in high-risk areas. But FEMA's California maps are decades old and don't account for climate change. Mortgage companies often fail to alert customers when their policies expire. Rising premium costs means that Californians and people in other states are less likely to buy flood insurance.

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