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275 - Megasode - The Greatest Hits
Maven Money Personal Finance Podcast
Is It Important to Have a Budget?
You need to have a budget very simplistically. What is the item, the name, what account does it come out of? How much is it? And when did it start? And is it up for renewal? Because obviously, things like utilities, gas, electricity, these are always up for renewal. Is Netflix a basic or a luxury? You're on investment depending on what you're watching. Music services, let's just focus on that. That's why you've subscribed to Apple Music. That's £10 a month. Is that a basic expense? Do I need to be consuming music and then being happy? I'd probably say I do. Would it fall into the investment
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