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The Differences Between a BaaS Provider and a Bank Partner
In our model, even though we're considered a BaaS provider in the ecosystem, our model is actually a hybrid of what you just talked about. And so through that platform, we also build in compliance capabilities into what we offer through the underlying bank partners that we work with. So there's definitely enough lunch to go around for everybody who's in, in the ecosystem because we all serve a different purpose and a different need for that.