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Ask Paula: How to Handle a HUGE Bonus, Commission or Windfall

Afford Anything

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Using Cash Flow to Optimize the Asset

In those types of situations, it makes sense to me that you would show up to the table with enough cash. The true optimization is going to be able to live a life where you can continue to budget based on just base salary and not the other money that comes infrequently. If there was any predictability from year to year, we would always have that go to a separate savings account.

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