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The Dangers of Buy Now, Pay Later
This chapter explores the rising trend of 'Buy Now, Pay Later' (BNPL) schemes among young consumers, particularly for non-essential items. It addresses the financial risks these loans pose, likening them to payday loans and highlighting the importance of understanding total costs over monthly payments. The discussion also touches on financial literacy and personal responsibility, illustrating the consequences of poor financial decisions in today's consumer culture.
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