The Future of Stable Coins and Banking Dynamics

This chapter explores the evolving role of Bitcoin and stable coins in the financial landscape, highlighting their potential impact on traditional banking systems and money transfer efficiency. The discussion delves into the competitive dynamics among banks creating stable coins, the implications of evolving monetary regulations, and the potential threat posed by fintech solutions. Ultimately, it examines how advancements in technology, including AI, may reshape fractional reserve banking and consumer financial behavior.

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