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If you're just looking at it in the abstract, it's going to be really difficult to make a decision. So I would take a look at what my options are, ask some questions, and get some of the insights that I need from that. As far as the hoard goes, yeah, start with the spontaneous combustion rule. You could just pick one of them and kind of start there if you want to start whittling down on your hoard.
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