Investing Into Your Own Business Is Not for You.

If someone is earning $3,000 a month and they've saved $6,000, then what they should invest money in is not a Roth IRA. Once you've done that a few times, it becomes very difficult to actually spend the money back into yourself. The two natural solutions are some kind of ordinary mutual fund portfolio, stock investing, et cetera, and real estate. I think for most people, the answer is to do both.