Should I Remove My Ascro Account?

I'm joe in illinois. Says, i was recently told by my bank that i might be able to remove my escro account. I can't believe a bank told you instead of you telling them, ok? Si, escro is a profit center for the banks on mortgages, where you make an interest free loan to them. All year long. They're allowed, under regulations, to excess collect from you. So they're earning money that's not even going to be used to pay taxes, an insurance. And joe if it's free, like some lenders, well say, hey, we'll charge your quarter point to remove this. But if they're just saying