In his last two appearances on this program, today's gues predicted the market would start to become more volatile.In the fall, he didn't necessarily think that would mean lower stock prices. And he was proven correct.But he did express worry that as we entered 2025, continued higher volatility would start to become a problem for investors.And boy, did he nail things with that prediction."Volatile" is perhaps a gentle word for the major market swings we've seen this year, especially over the past week.To find out where he sees things headed from here, we're fortunate to welcome back to the program Cem Karsan, Founder, CIO, and Managing Principal of Kai Volatility Advisors & Kai Wealth, widely known as @jam_croissant on X/Twitter.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com