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Greg McBride: ‘Successful Saving Is All About the Habit’

The Long View

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Navigating Low Interest Rates and Real Estate Market Trends

This chapter explores the impact of low interest rates on borrowers in the housing market, advising on finding affordable homes and being prepared for potential refinancing opportunities. It also discusses the implications of adjustable rate mortgages, fixed-rate mortgages, and the recent settlement by the National Association of Realtors on agent commissions. Additionally, it delves into the importance of reducing transaction costs in real estate, shopping around for the best mortgage deals, avoiding long-term auto loans, and seeking credit counseling for financial stability.

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