The Differences in True Knowledge and Under Confidence

Women score low of financial literacy. This has to do with that they make more mistakes but it even has much more toDo with that they chose don't know a lot more often than men. Using this information from both surveys you were able to come up with separate measures for true knowledge and for this under confidence. If you then look at the traditional measure and you make a deconstruction then you can see the two thirds of the differences in true knowledge and one third is dueThis under confidence well can I ask about who the respondents are so this is a Dutch households and they are just ordinary Dutch households or other specific have a specific knowledge or they lack specific knowledge no so.