Preferential Tax Vehicles

Jonathan Gruber: You could talk about this as some form of a tax shelter. If you choose to take on the benefit, you're not going to get away without paying any taxes but it's just kind of wind you wanted to hit. There might be advantages based on your marginal tax bracket. But for most people who are making, you know, a middle class income, that are in, let's say, a 22 plus % tax bracket, for me it's ok. I can control my tax right now by getting a tax deduction to day.