How to Calculate Your Direct Debit Rates

The Martin Lewis Podcast is here. Founder of Money Saving Expert, Martin Lewis answers your ISA questions. Interest rates are up, so ISAs are back for many, although you need to sort them by 5 April or sooner. Martin shares his key ISA need-to-knows.

Elsewhere in the podcast, you Tell Us what’s the oldest, working object you have in your home that you never use. Plus, when did you last use it? And how much are a home's unused items worth, in total?

Nihal takes on Martin’s Money Mastermind, and this week is quizzed on how much of your private or company pension you are allowed to leave to your spouse in your will.

Plus Martin’s podcast-exclusive tips – including how to get cheap EasyJet flights and an update on ‘How to Turn £800 into £5,500’. The government has now extended the deadline to buy back old National Insurance years until 31 July. If you're age 45 – 70, you may be able to boost your state pension by £1,000s.

Producer: Isabelle Tudor