Is Bad Money Pushing Good Money Out of Systems?

"I'm in it for private, you know, private finance and private money," he says. "And terrified of the world that might exist if we don't figure out how to make this technology accessible to regular people" He thinks there's a theory that bad money pushes good money out of systems. But banking is still about 95% viruses and bacteria with no real progress being made on improving things like credit cards or bank accounts.