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Jenifer, Mark wants to know if the person who sold you 19 different funds is just a dope, or trying to screw you in some way. Oiig that he doesn't normally work with people that have under 250 thousand dollars. The good thing about this also is that, i hate to blake forward, but like if your father in law dropped dead, you would immediately move your money out from underneath him. That's not a great way to retain the client relationship.