Insurance part 1 - disability and life insurance with Joe & Kristen Fazio
beyond MD with Dr. Yatin Chadha
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How to Wind Down Disability Life Insurance
The insurance companies will have to pay out a death. It's designed to make it painful so that you're not renewing. So essentially you want to hang on to those for as long as you can and try to stick to the original strategy. The requirement of these contracts have to be working full time, which is defined as 30 hours per week. Or in some situations, there are some contracts that allow conversion to long term care, which is another topic.
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