The Importance of After Pay

It's a 2.3 billion dollar market in New Zealand, you know, and that's just bigger when it gets overseas. 25 percent of kiwis have some form of binaural pay later around 10 percent of them are in arrears. There's a 35 39 percent interest rate that would crush you at the end of it But it's also to do with the concept of if you want a thing Yeah, that's a want not a need And you go I don't have the money, but I want it and I'll saw that later It's a horrible mindset to get around money If you want something you have to say for it before you go and um get it