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611b thematic ETFs, active vs passive investing, invest in shares or pay down mortgage, cost to retire, DRPs + sooo much more (campfire chat)

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The Value of Financial Advice

The most criminal question you can ask anETF person is, what's your best ETF? There's no way to do that. I think going back to the point I made earlier around the value of financial advice, those biases get ripped out from you because you've got someone else helping you manage that money. That's why outsourcing that to a financial advisor for that very, very exactly. And VDHD, again, I don't know if the relation with Vanguard whatsoever, technically a competitor. But I think that, again, is outsourcing the decision and taking some of those bosses away.

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