We've evolved into a culture of trusting doctors as shamans and wizards. There's a certain paternalism and nanny-statism, maternalism to the relationship that I think is extremely unhealthy for adults. But it's certainly true that we struggle to make wise decisions. How hard is it to buy insurance as a self-employed person? I don't know the answer to that. And these were essentially perfect health records. We're rising rapidly. People who study those things say if we went back to pre-ACA, that the individual healthcare market would perhaps no longer exist. It would simply be recognized as an essentially uninsurable risk for individuals,. still insurable to some degree for