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Residential Owner Occupier Housing
People in the center of the boat are largely residential owner occupiers. They're protected from falls because of measures put in place after 2008. People at the edge of the boat who are likely to fall out with these choppy waters are people with failed business models. So I think this is quite a unique recession. The end, the clear blue waters is in sight. And it's allowed the savvy folks to stay a little bit ahead and make sure they protect themselves by being inside well inside the boat holding on tight but looking for opportunities. We all know that recessions are the optimum time to kind of capitalize and create wealth. But what sort of wealth is it that you're creating? I