3min chapter

Fintech Takes cover image

Fintech in 2025: Where the Industry Goes Next - The State of Credit in 2025

Fintech Takes

CHAPTER

Navigating Credit Card Usage and Loyalty Rewards

This chapter delves into consumer behavior regarding credit card usage, focusing on the preference for one card to maximize rewards over juggling multiple options. It highlights the challenges credit card issuers face in designing attractive loyalty programs in a competitive market.

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