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Grand Rounds: Types of Mortgages Available to Physicians

Financial Residency

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Can a VA Loan Be Competitive With a Doctor Loan?

For most of us, almost never. The only exception i could say to that would be a va loan, and that even then, only if it's a veteran with a disability where they paid the funding fee. V as going to require down payment after you surpass the 600 forty seven thousand jumbo versus conforming limit. But short of that, v a has something that's similar to private mortgage insurance on the front end, called a funding fee. It gets added in to the loan, but it's still something eventually you'll pay for when you go to sell.

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