Is the Variable Rate in America a Big Deal?

John Farrell: As interest charge continues to rise, that's going to limit the ability for consumers to access alternative sources of income aside from returning to a more traditional position in the labor market. This could actually be somewhat of a double edged sword, but a positive in the way that if consumers feel they can't rely on these alternative sources, that may create more of an incentive. If we see the reverse occur, that could put some welcomed downward pressure on wages,. something the Fed is certainly looking for. The people who thought working full time was the only way also sent text with a fax machine. You use up work to hire flexible teams of talent. this is how we work now.